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Issue 5(1), October 2010 -- Paper Abstracts
Girard  (p. 9-22)
Cooper (p. 23-32)
Kunz-Osborne (p. 33-41)
Coulmas-Law (p.42-46)
Stasio (p. 47-56)
Albert-Valette-Florence (p.57-63)
Zhang-Rauch (p. 64-70)
Alam-Yasin (p. 71-78)
Mattare-Monahan-Shah (p. 79-94)
Nonis-Hudson-Hunt (p. 95-106) 



JOURNAL OF APPLIED BUSINESS AND ECONOMICS


Housing Affordability as the Most Significant Socio-Economic Indicator


Author(s): Lyudmila Rudi, Tatyana Tropnikova

Citation: Lyudmila Rudi, Tatyana Tropnikova, (2020) "Housing Affordability as the Most Significant Socio-Economic Indicator," Journal of Applied Business and Economics, Vol. 22, Iss.7,  pp. 102-113

Article Type: Research paper

Publisher: North American Business Press

​Abstract:

Shaping the housing system in the Russian Federation based on market mechanisms of housing provision made the issue of determining overall trends in housing affordability urgent. The article offers new approaches to analyzing the population's ability to repay (service) the loan and the down payment for the Novosibirsk region of the Russian Federation. The obtained results of affordability indices calculations showed that mortgage lending had become an actual way to purchase housing, especially economy class one by a significant part of the population, even by those who do not have adequate earnings.